Empowering Families with Essential Life Skills
Financial Literacy, Responsibility, and Growth
Equip your children with the tools they need to manage money, develop strong work ethics, and make smart decisions — all through an engaging, interactive program designed for real-life success.
Our Impact
Proven results for families like yours
1000+
Families Empowered
4.9/5
Parent Satisfaction
15
Years of Experience
What is Prep For Independence?
A unique, gamified program that teaches families critical financial skills, responsibility, and life management through real-world simulations. Perfect for families wanting to help children learn how to budget, save, and earn money while instilling important values.
Whether you're preparing your child for the future or wanting to improve financial habits in your household, this program adapts to your family's needs.
Our Process
A structured approach to teaching financial independence
1. Set Up
Create your family profile and customize privileges, rules, and rewards that align with your values.
2. Learn & Earn
Children complete tasks, earn virtual money, and learn to manage their earnings through real-world scenarios.
3. Grow
Track progress, unlock achievements, and watch as your children develop essential financial skills.
Key Features
Everything your family needs to build strong financial habits
Virtual Salaries & Real-Life Skills
Your children receive virtual salaries for doing chores and schoolwork, pay virtual bills, and learn to budget.
Customized Privileges and Rules
Parents can set up customized rules and privileges for their children. Kids pay for privileges with their earned income.
Learning by Doing
From creating a budget to saving for big purchases, children learn the value of hard work and planning.
Interactive Financial Lessons
The program includes phases that cover everything from basic budgeting to long-term investing.
Prepare for the Future
Our program goes beyond financial literacy. We help prepare your children for real-world success through career development and professional skills training.
Why Parents Love It
Join thousands of satisfied families on the journey to financial independence
A Structured Path
Teach your children life skills they'll use forever—without the headache. Kids learn to manage money while you stay in control.
Interactive Tools
Access videos and resources designed to make financial education fun and practical for the whole family.
Track Progress
Watch your child's progress as they master key life skills, from saving and spending to balancing virtual checkbooks.
What Parents Are Saying
Real stories from real families
"Since using Prep For Independence, our kids understand the value of hard work and money management. It's teaching them skills they'll carry for life!"
Sarah Johnson
Parent of two
"The program has transformed how our family approaches money and responsibility. My children are learning valuable life skills."
Michael Chen
Parent of three
"An invaluable tool for teaching our children about financial responsibility. The interactive approach makes learning fun!"
Emily Rodriguez
Parent
Frequently Asked Questions
Everything you need to know about Prep For Independence
Each phase is designed to be simple and manageable—just a few hours a week for consistent progress. Many families find that the program actually saves time by reducing conflicts around money, chores, and responsibilities.
Absolutely! Prep For Independence is interactive, fun, and built to keep kids engaged with hands-on tools. The gamified approach makes learning financial skills exciting rather than tedious.
It's perfect for kids ages 12 and older, with content tailored to grow with them. The program adapts to different age groups, with more complex financial concepts introduced as children mature.
Yes! Customization is a core feature. You can set privileges, responsibilities, and financial parameters that align with your family values and circumstances.
Definitely. The program provides a structured framework for allowance that ties compensation to responsibilities, helping children understand the connection between work and earnings.
Not at all. The program is designed for parents of all financial backgrounds. We provide easy-to-follow templates and guidance throughout the process.
Unlike simple chore charts, Prep For Independence creates a comprehensive mini-economy within your home. Children earn, save, spend, and learn financial concepts through real-world applications.
Yes! The program works wonderfully with multiple children. Each child can have their own personalized financial journey while participating in the family economy.
Simple, Transparent Pricing
Try the full program risk-free for 30 days. At any time during or after your free trial, you may continue with premium access to PFI with one of the following subscription options.
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A Phased Approach to Learning
Prep for Independence (PFI) goes beyond the foundational concepts to financial literacy. It helps your child progress using a phased approach to gradually achieve deeper levels of financial mastery.
Phase 1 – Introduction to Money Basics
- Financial Definitions
- How to Use a Checkbook and Check Register
- How to Reconcile a checking and Savings Account
- Budgeting Your Paychecks
- IRA Investments
- Understanding Compound Interest
Phase 2 – Career Corner and Meal Planning
- Time Management
- Job Hunting Tips
- How to Fill Out a Job Application With No Work Experience
- How to Write a Resume
- Interviewing for a Job
- Building an Excellent Work Ethic
- How to Complete the 1040-EZ Tax Form for Hourly Workers
- Important Nutrition Information
- Essential cooking terms
- Meal Planning and Shopping Lists
- Shopping Tips and Label Reading
- Food Safety
- Recipe Resources
Phase 3 – Credit Use and Insurance Needs
- Credit Card Management
- What to Look for in Credit Card Agreements
- How to Get Out of Credit Card Debt
- How to Build Good Credit
- Health Insurance
- Consequences of Not Obtaining Health Insurance
- ACA (Obamacare) Plan Levels
- Auto Insurance
- Homeowner's and Renter's Insurance
- Life Insurance
- Disability Insurance
- Long Term Disability Insurance
- Long Term Care Insurance
- Liability Insurance (Personal Umbrella Insurance)
- Travel Insurance
- Pet Insurance
- Understanding Business Insurance
- Summary of Insurance Types and Why They're Important
Phase 4 - How to Read, Understand and Complete Contracts
- How to Read a Lease Agreement
- Roommate Agreements
- College applications, Standard and Ivy League
- How to Fill Out Financial Aid Packages
- How to Buy a Car
- How to Buy a House
- Information You'll Need to Get Pre-Approved for a Mortgage
- Bankruptcy
Phase 5 – Investing for a More Comfortable Future
- Basic Investment Strategies
- Mutual Funds
- Roth IRA's
- Real Estate Investment Trusts (REITs) – A Beginners Guide
- Employer-Sponsored 401(k) and 403(b) Plans: A Beginner's Guide
- Certificates of Deposit (CD): A Beginner's Guide
- Cryptocurrencies: A Beginner's Guide to High Risk Investing
- Bonds and Bond Funds: A safe and steady Investment
- Your Education and Skills
- Stock Portfolios
- Safe Investing Practice
Phase 6 – Start Your Own Small Business
- Pros and Cons of Starting a Small business
- Your Business Idea
- How to Write a Simple Business Plan
- Business Funding
- Researching Your Market
- Your Marketing Plan
- Launching Your Small Business and Continuously Improving